In today's tough economic climate, many individuals are finding themselves unable to pay their mortgages and fielding calls from creditors. Bankruptcy is not "financial failure" but a relatively simple and common way to reorganize your debts and get yourself back on track.

If you find yourself facing this unfortunate situation today, don't be afraid or embarrassed; please contact Mrs. Allard for a free consultation regarding a fresh start. Please bring the following documents for your office visit:

Last 7 months pay stubs
Last 2 years income tax returns
Last 2 months bank statements
Information on Inheritances
401k, IRA and other Profit Sharing Stmts
Property tax bill, School tax bill (if any)
All Mortgage bills (for each lender)

Last 3 months creditor stmts (visa bill, medical bill, car leases, etc)
Copy of all collection letters
Credit report (www.annualcreditreport.com)
Divorce/separation decree
Other property titles (cars, etc)

Please bring a copy of each for your case file, or be prepared to leave the documents with us for copying. It helps to keep things organized,separated, and labeled (yellow stickies are fine).
The better prepared you are the better we will be able to discuss all your options with you and the better we will be able to represent you in bankruptcy